Embrace Pet Insurance- review

Embrace Pet Insurance is a specialist insurance agency, headquartered in Mayfield Village, a suburb of Cleveland, Ohio. Embrace pet insurance company was officially launched in October 2006 and prior to their official launch, the company is said to have spent nearly three years in preparing to serve the pet owners better.

History

Embrace is an underwritten company of Lloyd’s of London; which was established on 1688 and has been in business from over 300 years. 

The culture of the company comes from the leadership. One could easily say that the culture is the shadow of the leader. Laura Bennett is the CEO and the co- founder of Embrace pet insurance and also writes on pet insurance blog’s she discusses details about all the pet insurance products in the market , in depth claims case studies, and throws in stories about her pets.  

The history of embrace pet insurance is not much to be said, but the CEO Laura is making her best to make the company memorable and also one of the top company in pet insurance. 

Embrace offers a customizable Pet Insurance

Embrace is the only company that let’s the consumer totally customize his/.her pet’s insurance policy. Other companies offer just a few choices, whereas Embrace pet insurance makes it easy for the pet owners to choose a policy maximum, deductible, co-pay and other options. The customizable pet insurance covers each pet t get just the right level of protection which includes 

• Annual Maximum: from $2000 to $10000
• Annual; deductible from $100 -$500 per year.
• Co-pay ranges from 10%,20% or 35%
• Continuing care coverage which is optional and also dental illness coverage.

Embrace’s Pet Insurance offers the following coverage’s 

1. Accidents and illness
2. Genetic conditions
3. Cancer 
4. Alternative and complementary therapies
5. Hospitalization
6. Surgery
7. Laboratory and diagnostic testing
8. Drugs administered by the veterinarian.

Embrace Pet Insurance representatives are professionals

Embrace pet insurance has the better and also can be termed as best customer service representatives who attend and serve the customers with full details of each and every minute insurance details of the pet insurance and also understand the importance of reviewing call notes , figuring out what the could’ve done better, then planning how to put it into action. This will provide the consumers who have called with the best service and information available and are satisfied the most. 

Embrace pet insurance does not cover:

Embrace focuses on unexpected veterinary bills, not ones which can be pre planned. There fore it does not cover 

• Routine care coverage
• Teeth cleaning
• Cosmetic procedures such as tail docking, ear cropping, and dew claw removal.
• Pregnancy
• Spaying or neutering
• Orthodontic or Endodontic procedures such as root canals or crowns as these procedures are told by the vets that dogs and cats cope very well with teeth extractions.

Discounts

Embrace has a number of pet insurance discounts available and many of pet parents are eligible for at least one of them. That are- 

1. Microchip discount which offers 5 % discount on implantation of Id microchips to each dog or cat.

1. Multiple pet discounts which is also 5%

1. Employee benefit discount which will be applicable if a pet owner is associated to a veterinary clinic, rescue shelter or with another pet insurance company.

1. Veterinary worker discount which is 5%

1. Service dog discount which is 5% on the insurance premium if the dog is classified into a service dog status.